We've given our VW & Audi ranges a thorough examination and we've determined 5 models that will be surprisingly low down the insurance group order.
The lower the insurance group, the lower the insurance companies deem the cost will be to repair the model. Therefore, the lower the cost to insure.
We've given our VW & Audi range a thorough examination and we've determined 5 models that will be surprisingly low down the insurance group order - therefore will most likely be a bargain to insure!
Volkswagen Up! - Insurance Group: 1
Cars don’t get much cheaper to insure than the Volkswagen Up thanks to its Group 1 banding. This does mean you’re limited to the 60PS version of the 1.0-litre petrol engine found in all models, but you do have a choice of manual or automated manual transmissions.
There’s plenty more to like, such as the 68.9mpg and 96g/km CO2 emissions. There’s also a surprisingly spacious interior despite the dinky exterior dimensions and the Up is one small car that’s equally at home on the motorway as it is in the city.
Audi has not been shy when it comes to pricing its Q2, which can bring it into contention with some more roomy and practical crossovers for the same cash. However, the Q2’s quality and healthy array of safety equipment also means this model settles into Group 13 for insurance purposes.
To get this benefit you need to stick with the 1.0-litre turbo petrol engine that needs to be worked hard on the motorway. Around town, though, it’s a peppy companion that ably assists in making the most of the Q2’s nifty handling.
Audi A5 Coupe 2.0 TDI Ultra S-Tronic - Insurance Group: 16
Bet you didn’t think you’d be looking at one of the sleekest coupes on the road when we started talking about reasonable insurance groups? Nor did we until this fast back stunner popped up and we’re very pleased it did as the A5 Coupe is a hugely desirable car that will be the envy of your neighbours and company car park.
While others are going green with envy, you don’t need to tell them how little it costs to insure. You can also give yourself another pat on the back for choosing this drivetrain combo as it dishes up economy that’s every bit as impressive as the performance.
Audi A3 Cabriolet 1.6 TDI SE - Insurance Group: 17
Compared to almost every other convertible out there, the A3 Cabriolet in 1.6 TDI SE form is a bit of a bargain.
Some might question marrying a diesel motor with a convertible, but the truth is you’ll barely notice as it’s respectably refined roof up or down. What you will spot is the superb fuel economy, which provides a combined consumption of up to 65.7mpg, so no excuses needed there.
Volkswagen Arteon Elegance 1.5 TSI DSG - Insurance Group: 22
You’ll find the Arteon Elegance a very stylish four-door coupe. It’s strictly a four-seater, but everyone gets good leg, head and shoulder space, as well as superbly comfortable sets.
Under the bonnet, you could go for more potent petrol or diesel engines, but the 150PS 2.0-litre turbodiesel does a perfectly good job. It also sits 10 insurance groups lower than the other versions, so it’s the one we’d head for in Elegance or R-Line trims.
Volkswagen Up! - Insurance Group: 1
Audi Q2 30 TFSI SE - Insurance Group: 13
Audi A5 Coupe 2.0 TDI Ultra S-Tronic - Insurance Group: 16
Audi A3 Cabriolet 1.6 TDI SE - Insurance Group: 17
Volkswagen Arteon Elegance 1.5 TSI DSG - Insurance Group: 22